Whether you are looking for growth, income or a balanced portfolio, your account will be customized to meet your needs using the following steps:
Step 1: A financial plan is designed for you to help you reach your personal goals.
Step 2: Proposals are made, utilizing investments best suited to your needs.
Step 3: Throughout the year, discussions will help us stay on track with your changing situation.
Managing your Portfolio
After I have designed your personal financial plan, your the portfolio management will be managed directly by Dempsey Investment Management or will be delegated to one or more mutually agreed-upon Institutional Money Managers. Your portfolio may include, international and domestic stock, socially screened managers, mutual funds, exchange traded funds (ETFs), real estate investment trusts (REITs), bonds, CDs, closed-end funds, and money markets. In addition to monitoring your portfolio I will continue to provide all ongoing service and financial planning. Fees are based on a percentage of the account value. Account minimum is typically $250,000. Smaller minimums may be accepted at the discretion of Dempsey Investment Management.
As a Fee-Only, Certified Financial Planner Practitioner, you can have comfort knowing that all of my recommendations are based on your goals and needs without a conflict of interest. I do not earn commissions from the products I recommend considering only the best interests of the client. Fees based on an hourly rate or project fee. No account minimum.
A financial plan will generally cover retirement, estate and college planning, investments, insurance needs, and cash flow.
- Are you saving enough for retirement and college?
- Have you prepared wills, durable powers of attorney, and trusts?
- Do you have enough or too much life and disability insurance?
- Is your investment portfolio too aggressive or too conservative?
- Have you reviewed your investments recently?
- Are you living within your means?
- Should you consider Long Term Care?
Investments & Planning Topics:
- Mutual Funds
- Exchange Traded Funds
- 529s and custodial accounts
- Socially screened money managers
- Estate Planning
- Cash Flow
- Retirement Projections
- IRAs and 401Ks
- Investment Accounts